FIH · TOOLS fininteligence.com →

Calculators built for people who read financial statements.

No ads, no sign-up. Every result comes with the formula and a plain-English read of what your number means.

SaaS Unit Economics

CAC, LTV, LTV:CAC and CAC payback from five inputs.

Sales & marketing spend / month

New customers acquired / month

ARPA avg revenue per account / month

Gross margin %

Monthly customer churn %

Modelling a full SaaS business? The FIH 3-Statement Financial Model builds this into a complete forecast.

Five-year single-stage DCF with Gordon terminal value.

Free cash flow, next 12 months

FCF growth, years 1–5 % p.a.

Terminal growth %

WACC / discount rate %

Net debt debt − cash; negative if net cash

Need the full picture? The FIH 3-Statement Model links P&L, balance sheet and cash flow into a defensible valuation.

DSO, DIO and DPO — how many days your cash is trapped in operations.

Annual revenue

Annual COGS

Average receivables

Average inventory

Average payables

Want the full workup? The FIH Working Capital & Cash Flow Analyser breaks this down month by month.

Fixed-fractional risk: how much to buy so a stop-out costs only what you planned.

Trading capital

Risk per trade % of capital

Entry price

Stop-loss price

Lot size optional — for F&O; leave blank for equity

Learning to trade with rules, not vibes? Money Decoded covers risk management for Indian markets.